HB 44882026
bill
2026 Regular Session · House bill
HB 4488
Insurance; motor vehicle total loss or damage claim; appraisal process; requiring policies to include certain provision; claim notification; effective date.
Business, jobs & the economyState government & agenciesInsurance industry how tagged
Official title shown; Open States carries no separate summary for Oklahoma bills. See the AI analysis below.
In Senate committee Last action April 1, 2026: Second Reading referred to Business and Insurance
The 2026 regular session's scheduled last day was May 29, 2026. Measures not passed by then did not become law this session.
AI analysis AI-generated
AI-generated · may be inaccurate or incomplete. Written by a language model (Workers AI, llama-3.3-70b-instruct-fp8-fast) from the bill's official title, actions, votes, sponsors, committee referrals and hearings in our database — not from the bill text. Check the official text on oklegislature.gov before relying on it. Not legal advice.
Authors & coauthors 2
- Principal House author
- Tammy Townley R
- Principal Senate author
- Warren Hamilton R
Principal authors from Open States; coauthors read from “Coauthored by …” actions (removals applied).
Status
- Introduced
- In committee (origin chamber)
- Passed committee (origin chamber)
- Passed origin chamber
- In committee (second chamber)
- Passed committee (second chamber)
- Passed both chambers
- Sent to Governor
- Enacted / adopted
Committee referrals 4
| Referred | Chamber | Committee | Outcome |
|---|---|---|---|
| Feb. 3, 2026 | House | Rules | — |
| Feb. 9, 2026 | House | Commerce and Economic Development Oversight | Passed (committee substitute) March 9, 2026 |
| Feb. 9, 2026 | House | Insurance | Passed (committee substitute) Feb. 19, 2026 |
| April 1, 2026 | Senate | Business and Insurance | — |
Roll-call votes 3
Feb. 17, 2026HouseInsurance Committee: Do Pass As Amended By CsPassed7–0
yes (7) Adams, Marti, Norwood, Sneed, Tedford, Timmons, West
Official vote record: oklegislature.gov
March 5, 2026HouseCommerce And Economic Development Oversight Committee: Do Pass As Amended By CsPassed14–0
yes (14) Adams, Alonso Sandoval, Banning, Blancett, Gann, Hall, Hill, Johns, Lawson, Lay, Maynard, Miller, Tedford, Townley
Official vote record: oklegislature.gov
March 25, 2026HouseThird ReadingPassed64–30 5 excused
no (30) Adams, Banning, Blair, Caldwell, Chapman, Crosswhite Hader, Deck, Eaves, Gann, Gise, Grego, Hader, Hardin, Harris, Hays, Humphrey, Johns, Kendrix, Lay, Maynard, McCane, Shaw, Sneed, Steagall, Turner, West, West, Williams, Wolfley, Woolley
yes (64) Alonso Sandoval, Archer, Bashore, Blancett, Caldwell, Cantrell, Clinton, Cornwell, Culver, Dempsey, Dobrinski, Dollens, Duel, Fetgatter, Ford, Fugate, George, Hall, Hasenbeck, Hefner, Hildebrant, Hill, Kane, Kelley, Kerbs, Lawson, Lepak, Lowe, Luttrell, Manger, Marti, May, Menz, Miller, Moore, Mr. Speaker, Munson, Norwood, Olsen, Osburn, Pae, Patzkowsky, Pogemiller, Provenzano, Ranson, Roberts, Roe, Rosecrants, Schreiber, Smith, Staires, Stark, Sterling, Stewart, Stinson, Strom, Timmons, Townley, Travis, Waldron, West, West, Wilk, Worthen
excused (5) Boles, Kannady, Newton, Pfeiffer, Tedford
Official vote record: oklegislature.gov
Official text & documents
- 1 Floor Amendment by TOWNLEY (UNTIMELY FILED) · PDF on oklegislature.gov
- 2 Floor Amendment by TOWNLEY (UNTIMELY FILED) · PDF on oklegislature.gov
- 3 Floor Amendment by OSBURN · PDF on oklegislature.gov
- Engrossed · PDF on oklegislature.gov
- Floor (House) · PDF on oklegislature.gov
- House Committee Substitute · PDF on oklegislature.gov
- Introduced · PDF on oklegislature.gov
- Policy Committee Recommendation · PDF on oklegislature.gov
- Proposed Policy Committee Substitute 1 · PDF on oklegislature.gov
- Proposed Policy Committee Substitute 2 · PDF on oklegislature.gov
2 committee reports and other documents
Official bill page: https://www.oklegislature.gov/BillInfo.aspx?Bill=HB4488&session=2600
Timeline 17 actions
- Feb. 2, 2026HouseFirst Reading
- Feb. 2, 2026HouseAuthored by Representative Townley
- Feb. 3, 2026HouseSecond Reading referred to Rules
- Feb. 9, 2026HouseWithdrawn from Rules Committee
- Feb. 9, 2026HouseReferred to Commerce and Economic Development Oversight
- Feb. 9, 2026HouseReferred to Insurance
- Feb. 19, 2026HousePolicy recommendation to the Commerce and Economic Development Oversight committee; Do Pass, amended by committee substitute Insurance
- March 9, 2026HouseCR; Do Pass, amended by committee substitute Commerce and Economic Development Oversight Committee
- March 9, 2026HouseAuthored by Senator Hamilton (principal Senate author)
- March 25, 2026HouseGeneral Order
- March 25, 2026HouseAmended
- March 25, 2026HouseTitle stricken
- March 25, 2026HouseThird Reading, Measure passed: Ayes: 64 Nays: 30
- March 25, 2026HouseReferred for engrossment
- March 26, 2026HouseEngrossed, signed, to Senate
- March 26, 2026SenateFirst Reading
- April 1, 2026SenateSecond Reading referred to Business and Insurance
On committee agendas 3
- Tuesday, Feb. 17, 2026, 3:00 p.m. — House Insurance · Room 5S.2
- Thursday, March 5, 2026, 10:30 a.m. — House Commerce & Economic Development Oversight · Room 450
- Thursday, April 23, 2026, 9:30 a.m. — Senate Business and Insurance · Room 535
Momentum: 41 of 100
| Stage (In committee (second chamber)) | 25 / 50 |
|---|---|
| Recency (58 days before May 29, 2026) | 8 / 20 |
| Committee progress | 5 / 10 |
| Coauthors | 3 / 10 |
| Bipartisan sponsorship | 0 / 10 |
How this is calculated
- Stage reached — up to 50. 50 × (stage − 1) ÷ 8, where the stages are 1 Introduced · 2 In committee · 3 Passed committee · 4 Passed its first chamber · 5 In committee in the second chamber · 6 Passed that committee · 7 Passed both chambers · 8 Sent to the Governor · 9 Enacted / adopted.
- Recency — up to 20. 20 if the last recorded action was within 14 days of the reference date, falling in a straight line to 0 at 90 days. The reference date is the earlier of the data date (Oct. 1, 2026) and the session's last scheduled day, so a finished session is scored as it stood when it ended.
- Committee progress — up to 10. 5 for each chamber in which a committee reported the bill favourably.
- Coauthors — up to 10. 1 per coauthor (max 7), plus 3 if its authors and coauthors include members of both chambers.
- Bipartisan sponsorship — 10. 10 if the authors and coauthors include at least one Republican and one Democrat.
Rules on top: an enacted bill (signed, law without signature, or veto overridden) or an adopted resolution scores 100. A vetoed bill without an override, or one whose last committee vote failed, has its score halved.
Disclaimer. The momentum score is an automated, rough indicator built only from the public record (stage, dates, authors and committee reports). It is not a prediction, does not measure merit or support, and can be wrong when an action is mis-recorded or an author is mis-matched. Coauthors are read from the action text (“Coauthored by …”). Always check the official record on oklegislature.gov.