HB 43522026
bill
2026 Regular Session · House bill
HB 4352
Mortgages; Oklahoma Uniform Mortgage Modification Act; definitions; mortgage modification; effective date.
Courts & civil lawBusiness, jobs & the economyState government & agenciesBanking & finance industry how tagged
Official title shown; Open States carries no separate summary for Oklahoma bills. See the AI analysis below.
Passed Senate committee Last action April 16, 2026: Placed on General Order
The 2026 regular session's scheduled last day was May 29, 2026. Measures not passed by then did not become law this session.
AI analysis AI-generated
AI-generated · may be inaccurate or incomplete. Written by a language model (Workers AI, llama-3.3-70b-instruct-fp8-fast) from the bill's official title, actions, votes, sponsors, committee referrals and hearings in our database — not from the bill text. Check the official text on oklegislature.gov before relying on it. Not legal advice.
Authors & coauthors 4
- Principal House author
- Jonathan Wilk R
- Principal Senate author
- Brent Howard R
- House coauthors
- Anthony Moore R, Suzanne Schreiber D
Principal authors from Open States; coauthors read from “Coauthored by …” actions (removals applied).
Status
- Introduced
- In committee (origin chamber)
- Passed committee (origin chamber)
- Passed origin chamber
- In committee (second chamber)
- Passed committee (second chamber)
- Passed both chambers
- Sent to Governor
- Enacted / adopted
Committee referrals 4
| Referred | Chamber | Committee | Outcome |
|---|---|---|---|
| Feb. 3, 2026 | House | Rules | — |
| Feb. 11, 2026 | House | Government Oversight | Passed March 3, 2026 |
| Feb. 11, 2026 | House | Banking, Financial Services and Pensions | Passed Feb. 18, 2026 |
| April 1, 2026 | Senate | Judiciary | Passed April 14, 2026 |
Roll-call votes 4
Feb. 17, 2026HouseBanking, Financial Services And Pensions Committee: Do PassPassed8–0
yes (8) Deck, Eaves, Ford, Hays, Kerbs, Lepak, May, Schreiber
Official vote record: oklegislature.gov
March 3, 2026HouseGovernment Oversight Committee: Do PassPassed13–0
yes (13) Crosswhite Hader, Fugate, Hays, Kelley, Lepak, Luttrell, May, Munson, Pogemiller, Roberts, Strom, Travis, Woolley
Official vote record: oklegislature.gov
March 24, 2026HouseThird ReadingPassed84–5 10 excused
yes (84) Adams, Alonso Sandoval, Archer, Banning, Bashore, Blair, Blancett, Boles, Caldwell, Cantrell, Chapman, Clinton, Cornwell, Crosswhite Hader, Culver, Deck, Dempsey, Dobrinski, Dollens, Duel, Eaves, Fetgatter, Ford, Fugate, George, Gise, Hader, Hall, Hardin, Harris, Hasenbeck, Hays, Hefner, Hildebrant, Hill, Johns, Kane, Kelley, Kendrix, Kerbs, Lawson, Lay, Lepak, Lowe, Luttrell, Manger, Marti, May, Maynard, McCane, Menz, Miller, Munson, Newton, Norwood, Olsen, Pae, Patzkowsky, Pogemiller, Provenzano, Ranson, Roberts, Roe, Rosecrants, Schreiber, Smith, Sneed, Staires, Stark, Sterling, Stewart, Tedford, Timmons, Townley, Travis, Waldron, West, West, West, Wilk, Williams, Wolfley, Woolley, Worthen
excused (10) Caldwell, Humphrey, Kannady, Moore, Osburn, Pfeiffer, Steagall, Stinson, Strom, Turner
no (5) Gann, Grego, Jenkins, Shaw, West
Official vote record: oklegislature.gov
Official text & documents
- Engrossed · PDF on oklegislature.gov
- Floor (House) · PDF on oklegislature.gov
- Floor (Senate) · PDF on oklegislature.gov
- Introduced · PDF on oklegislature.gov
3 committee reports and other documents
Official bill page: https://www.oklegislature.gov/BillInfo.aspx?Bill=HB4352&session=2600
Timeline 19 actions
- Feb. 2, 2026HouseFirst Reading
- Feb. 2, 2026HouseAuthored by Representative Moore
- Feb. 3, 2026HouseSecond Reading referred to Rules
- Feb. 5, 2026HouseRemove Representative Moore as principal House author and substitute with Representative Wilk
- Feb. 11, 2026HouseWithdrawn from Rules Committee
- Feb. 11, 2026HouseReferred to Government Oversight
- Feb. 11, 2026HouseReferred to Banking, Financial Services and Pensions
- Feb. 18, 2026HousePolicy recommendation to the Government Oversight committee; Do Pass Banking, Financial Services and Pensions
- Feb. 18, 2026HouseCoauthored by Representative(s) Moore, Schreiber
- March 3, 2026HouseCR; Do Pass Government Oversight Committee
- March 24, 2026HouseGeneral Order
- March 24, 2026HouseAuthored by Senator Howard (principal Senate author)
- March 24, 2026HouseThird Reading, Measure passed: Ayes: 84 Nays: 5
- March 24, 2026HouseReferred for engrossment
- March 25, 2026HouseEngrossed, signed, to Senate
- March 25, 2026SenateFirst Reading
- April 1, 2026SenateSecond Reading referred to Judiciary
- April 14, 2026SenateReported Do Pass Judiciary committee; CR filed
- April 16, 2026SenatePlaced on General Order
On committee agendas 2
- Tuesday, Feb. 17, 2026, 3:00 p.m. — House Banking, Financial Services and Pensions · Room 450
- Tuesday, March 3, 2026, 10:30 a.m. — House Government Oversight · Room 206
Momentum: 68 of 100
| Stage (Passed committee (second chamber)) | 31 / 50 |
|---|---|
| Recency (43 days before May 29, 2026) | 12 / 20 |
| Committee progress | 10 / 10 |
| Coauthors | 5 / 10 |
| Bipartisan sponsorship | 10 / 10 |
How this is calculated
- Stage reached — up to 50. 50 × (stage − 1) ÷ 8, where the stages are 1 Introduced · 2 In committee · 3 Passed committee · 4 Passed its first chamber · 5 In committee in the second chamber · 6 Passed that committee · 7 Passed both chambers · 8 Sent to the Governor · 9 Enacted / adopted.
- Recency — up to 20. 20 if the last recorded action was within 14 days of the reference date, falling in a straight line to 0 at 90 days. The reference date is the earlier of the data date (Oct. 1, 2026) and the session's last scheduled day, so a finished session is scored as it stood when it ended.
- Committee progress — up to 10. 5 for each chamber in which a committee reported the bill favourably.
- Coauthors — up to 10. 1 per coauthor (max 7), plus 3 if its authors and coauthors include members of both chambers.
- Bipartisan sponsorship — 10. 10 if the authors and coauthors include at least one Republican and one Democrat.
Rules on top: an enacted bill (signed, law without signature, or veto overridden) or an adopted resolution scores 100. A vetoed bill without an override, or one whose last committee vote failed, has its score halved.
Disclaimer. The momentum score is an automated, rough indicator built only from the public record (stage, dates, authors and committee reports). It is not a prediction, does not measure merit or support, and can be wrong when an action is mis-recorded or an author is mis-matched. Coauthors are read from the action text (“Coauthored by …”). Always check the official record on oklegislature.gov.