Not affiliated with the Oklahoma Legislature · an independent reference by OkLobbyGuide

PlansSign in

Bills › 2026 Regular Session › House bill

2026 Regular Session · House bill

HB 3041

Credit cards; discounts inducing payment by cash, check or similar means; setting maximum surcharge; effective date; emergency.

Business, jobs & the economyState government & agenciesBanking & finance industryInsurance industry how tagged

Official title shown; Open States carries no separate summary for Oklahoma bills. See the AI analysis below.

Passed Senate committee Last action April 22, 2026: Coauthored by Representative Gise

The 2026 regular session's scheduled last day was May 29, 2026. Measures not passed by then did not become law this session.

Same number in other sessions: 2024 (bills from 2025 carry over into 2026 within the 60th Legislature).

AI analysis AI-generated

No plain-English analysis yet. Generate one (about 10 seconds); it is saved and shown to everyone after that.

AI-generated · may be inaccurate or incomplete. Written by a language model (Workers AI, llama-3.3-70b-instruct-fp8-fast) from the bill's official title, actions, votes, sponsors, committee referrals and hearings in our database — not from the bill text. Check the official text on oklegislature.gov before relying on it. Not legal advice.

Answers are AI-generated from this site's data and may be wrong. Without an account: 3 AI questions a day; free account: 10.

Authors & coauthors 3

Principal House author
Josh West R
Principal Senate author
Tom Woods R
House coauthors
Emily Gise R

Principal authors from Open States; coauthors read from “Coauthored by …” actions (removals applied).

Status

  1. Introduced
  2. In committee (origin chamber)
  3. Passed committee (origin chamber)
  4. Passed origin chamber
  5. In committee (second chamber)
  6. Passed committee (second chamber)
  7. Passed both chambers
  8. Sent to Governor
  9. Enacted / adopted

Committee referrals 3

ReferredChamberCommitteeOutcome
Feb. 3, 2026HouseGovernment OversightPassed (committee substitute) Feb. 25, 2026
Feb. 3, 2026HouseBanking, Financial Services and PensionsPassed Feb. 11, 2026
April 1, 2026SenateBusiness and InsurancePassed (committee substitute) April 16, 2026

Roll-call votes 4

Feb. 10, 2026HouseBanking, Financial Services And Pensions Committee: Do PassPassed9–0

yes (9) Deck, Eaves, Ford, Hays, Hilbert, Kerbs, Lepak, May, Schreiber

Official vote record: oklegislature.gov

Feb. 24, 2026HouseGovernment Oversight Committee: Do Pass As Amended By CsPassed19–0

yes (19) Crosswhite Hader, Dempsey, Fugate, Hays, Kelley, Lepak, Luttrell, May, Moore, Munson, Olsen, Pogemiller, Roberts, Shaw, Steagall, Strom, Travis, West, Woolley

Official vote record: oklegislature.gov

March 12, 2026HouseThird ReadingPassed86–1 12 excused

yes (86) Adams, Alonso Sandoval, Archer, Bashore, Blair, Boles, Caldwell, Caldwell, Cantrell, Chapman, Clinton, Cornwell, Crosswhite Hader, Culver, Deck, Dempsey, Dobrinski, Dollens, Duel, Eaves, Fetgatter, Ford, Gann, George, Gise, Grego, Hader, Hall, Hardin, Harris, Hays, Hefner, Hildebrant, Hill, Humphrey, Jenkins, Johns, Kane, Kelley, Kendrix, Lawson, Lay, Lowe, Manger, Maynard, McCane, Menz, Moore, Mr. Speaker, Newton, Norwood, Olsen, Osburn, Pae, Patzkowsky, Pogemiller, Provenzano, Ranson, Roberts, Roe, Rosecrants, Schreiber, Shaw, Smith, Sneed, Staires, Stark, Steagall, Sterling, Stinson, Strom, Tedford, Timmons, Townley, Travis, Turner, Waldron, West, West, West, West, Wilk, Williams, Wolfley, Woolley, Worthen

excused (12) Banning, Fugate, Hasenbeck, Kannady, Kerbs, Lepak, Luttrell, May, Miller, Munson, Pfeiffer, Stewart

no (1) Blancett

Official vote record: oklegislature.gov

April 16, 2026SenateDo Pass Amended CsPassed5–4

yes (5) Alvord, Coleman, Pugh, Reinhardt, Weaver

no (4) Brooks, Grellner, Guthrie, Standridge

Official vote record: oklegislature.gov

Official text & documents

3 committee reports and other documents

Official bill page: https://www.oklegislature.gov/BillInfo.aspx?Bill=HB3041&session=2600

Timeline 17 actions

  1. Feb. 2, 2026HouseFirst Reading
  2. Feb. 2, 2026HouseAuthored by Representative West (Josh)
  3. Feb. 3, 2026HouseSecond Reading referred to Government Oversight
  4. Feb. 3, 2026HouseReferred to Banking, Financial Services and Pensions
  5. Feb. 11, 2026HousePolicy recommendation to the Government Oversight committee; Do Pass Banking, Financial Services and Pensions
  6. Feb. 11, 2026HouseAuthored by Senator Woods (principal Senate author)
  7. Feb. 25, 2026HouseCR; Do Pass, amended by committee substitute Government Oversight Committee
  8. Feb. 25, 2026HouseEmergency added
  9. March 12, 2026HouseGeneral Order
  10. March 12, 2026HouseThird Reading, Measure and Emergency passed: Ayes: 86 Nays: 1
  11. March 12, 2026HouseReferred for engrossment
  12. March 16, 2026HouseEngrossed, signed, to Senate
  13. March 16, 2026SenateFirst Reading
  14. April 1, 2026SenateSecond Reading referred to Business and Insurance
  15. April 16, 2026SenateReported Do Pass, amended by committee substitute Business and Insurance committee; CR filed
  16. April 21, 2026SenatePlaced on General Order
  17. April 22, 2026SenateCoauthored by Representative Gise

On committee agendas 2

Momentum: 59 of 100

Stage (Passed committee (second chamber))31 / 50
Recency (37 days before May 29, 2026)14 / 20
Committee progress10 / 10
Coauthors4 / 10
Bipartisan sponsorship0 / 10

How this is calculated

  1. Stage reached — up to 50. 50 × (stage − 1) ÷ 8, where the stages are 1 Introduced · 2 In committee · 3 Passed committee · 4 Passed its first chamber · 5 In committee in the second chamber · 6 Passed that committee · 7 Passed both chambers · 8 Sent to the Governor · 9 Enacted / adopted.
  2. Recency — up to 20. 20 if the last recorded action was within 14 days of the reference date, falling in a straight line to 0 at 90 days. The reference date is the earlier of the data date (Oct. 1, 2026) and the session's last scheduled day, so a finished session is scored as it stood when it ended.
  3. Committee progress — up to 10. 5 for each chamber in which a committee reported the bill favourably.
  4. Coauthors — up to 10. 1 per coauthor (max 7), plus 3 if its authors and coauthors include members of both chambers.
  5. Bipartisan sponsorship — 10. 10 if the authors and coauthors include at least one Republican and one Democrat.

Rules on top: an enacted bill (signed, law without signature, or veto overridden) or an adopted resolution scores 100. A vetoed bill without an override, or one whose last committee vote failed, has its score halved.

Disclaimer. The momentum score is an automated, rough indicator built only from the public record (stage, dates, authors and committee reports). It is not a prediction, does not measure merit or support, and can be wrong when an action is mis-recorded or an author is mis-matched. Coauthors are read from the action text (“Coauthored by …”). Always check the official record on oklegislature.gov.

Bill data: Open States bulk data (public domain dedication; attribution appreciated), monthly dump of Oct. 1, 2026. Official record: oklegislature.gov.

Sources for this page

Bill, action and vote data from Open States bulk data (public domain dedication; attribution appreciated). Official bill text and votes are linked on oklegislature.gov, not copied.

Copied from public pages of the Oklahoma House of Representatives and the Oklahoma State Senate. Neither OK Capitol Guide nor this information, as presented here, is endorsed by the Oklahoma House of Representatives or the Oklahoma State Senate.