HB 14432024
bill
2024 Regular Session · House bill
HB 1443
Debtor and creditor; Oklahoma Student Borrower's Bill of Rights Act; attorney general; student loan servicers; effective date.
Business, jobs & the economyState government & agenciesBanking & finance industry how tagged
Official title shown; Open States carries no separate summary for Oklahoma bills. See the AI analysis below.
Enacted Last action May 1, 2023: Approved by Governor 04/28/2023
Same number in other sessions: 2026 · 2025 (bills from 2025 carry over into 2026 within the 60th Legislature).
AI analysis AI-generated
AI-generated · may be inaccurate or incomplete. Written by a language model (Workers AI, llama-3.3-70b-instruct-fp8-fast) from the bill's official title, actions, votes, sponsors, committee referrals and hearings in our database — not from the bill text. Check the official text on oklegislature.gov before relying on it. Not legal advice.
Authors & coauthors 3
- Principal House author
- Melissa Provenzano D
- House coauthors
- Jared Deck D
Principal authors from Open States; coauthors read from “Coauthored by …” actions (removals applied).
Status
- Introduced
- In committee (origin chamber)
- Passed committee (origin chamber)
- Passed origin chamber
- In committee (second chamber)
- Passed committee (second chamber)
- Passed both chambers
- Sent to Governor
- Enacted / adopted
Committee referrals 2
| Referred | Chamber | Committee | Outcome |
|---|---|---|---|
| Feb. 7, 2023 | House | Banking, Financial Services and Pensions | Passed Feb. 22, 2023 |
| March 30, 2023 | Senate | Business and Commerce | Passed April 10, 2023 |
Roll-call votes 4
Feb. 20, 2023HouseBanking, Financial Services And Pensions Committee: Do PassPassed11–0
yes (11) Caldwell, Ford, Fugate, Hays, Kane, Lepak, Manger, May, Maynard, Schreiber, Stinson
Official vote record: oklegislature.gov
March 23, 2023HouseThird ReadingPassed89–0 12 excused
yes (89) Alonso Sandoval, Archer, Banning, Bashore, Bennett, Blancett, Boatman, Boles, Burns, Caldwell, Caldwell, Cantrell, Conley, Cornwell, Crosswhite Hader, Culver, Davis, Deck, Dempsey, Dobrinski, Dollens, Duel, Fetgatter, Fugate, Gann, George, Goodwin, Grego, Hardin, Hasenbeck, Hays, Hefner, Hilbert, Hill, Humphrey, Johns, Kane, Kendrix, Kerbs, Lawson, Lepak, Lowe, Lowe, Luttrell, Manger, Marti, Martinez, May, Maynard, Menz, Miller, Moore, Mr. Speaker, Munson, Newton, Nichols, Olsen, Osburn, Pae, Patzkowsky, Pfeiffer, Pittman, Provenzano, Randleman, Ranson, Roberts, Roe, Rosecrants, Schreiber, Sims, Smith, Sneed, Staires, Stark, Steagall, Sterling, Stinson, Strom, Talley, Townley, Vancuren, Waldron, West, West, West, West, Williams, Wolfley, Worthen
excused (12) Baker, Echols, Ford, Kannady, McBride, McDugle, McEntire, ODonnell, Swope, Tedford, Turner, Wallace
Official vote record: oklegislature.gov
April 10, 2023SenateBusiness & CommercePassed10–0
yes (10) Brooks, Burns, Coleman, Haste, Newhouse, Prieto, Seifried, Thompson, Weaver, Young
Official vote record: oklegislature.gov
April 20, 2023SenateThird ReadingPassed46–0 2 excused
yes (46) Alvord, Bergstrom, Boren, Brooks, Bullard, Burns, Coleman, Dahm, Dossett, Dugger, Floyd, Garvin, Gollihare, Green, Hall, Hamilton, Haste, Hicks, Howard, Jech, Kidd, Kirt, Matthews, McCortney, Montgomery, Murdock, Newhouse, Paxton, Pederson, Pemberton, Prieto, Pugh, Rader, Rogers, Rosino, Seifried, Standridge, Stanley, Stephens, Stewart, Thompson, Thompson, Treat, Weaver, Woods, Young
Official vote record: oklegislature.gov
Official text & documents
- Engrossed · PDF on oklegislature.gov
- Enrolled (final version) · PDF on oklegislature.gov
- Floor (House) · PDF on oklegislature.gov
- Floor (Senate) · PDF on oklegislature.gov
- Introduced · PDF on oklegislature.gov
2 committee reports and other documents
Official bill page: https://www.oklegislature.gov/BillInfo.aspx?Bill=HB1443&session=2400
Timeline 21 actions
- Feb. 6, 2023HouseFirst Reading
- Feb. 6, 2023HouseAuthored by Representative Provenzano
- Feb. 7, 2023HouseSecond Reading referred to Banking, Financial Services and Pensions
- Feb. 22, 2023HouseCR; Do Pass Banking, Financial Services and Pensions Committee
- Feb. 22, 2023HouseAuthored by Senator Montgomery (principal Senate author)
- March 23, 2023HouseGeneral Order
- March 23, 2023HouseCoauthored by Representative(s) Deck
- March 23, 2023HouseThird Reading, Measure passed: Ayes: 89 Nays: 0
- March 23, 2023HouseReferred for engrossment
- March 27, 2023HouseEngrossed, signed, to Senate
- March 27, 2023SenateFirst Reading
- March 30, 2023SenateSecond Reading referred to Business and Commerce
- April 10, 2023SenateReported Do Pass Business and Commerce committee; CR filed
- April 20, 2023SenateGeneral Order, Considered
- April 20, 2023SenateMeasure passed: Ayes: 46 Nays: 0
- April 20, 2023SenateEngrossed measure signed, returned to House
- April 20, 2023HouseReferred for enrollment
- April 24, 2023HouseEnrolled, signed, to Senate
- April 24, 2023SenateEnrolled measure signed, returned to House
- April 24, 2023HouseSent to Governor
- May 1, 2023HouseApproved by Governor 04/28/2023
Momentum: 100 of 100
| Stage (Enacted / adopted) | 50 / 50 |
|---|---|
| Recency (396 days before May 31, 2024) | 0 / 20 |
| Committee progress | 10 / 10 |
| Coauthors | 1 / 10 |
| Bipartisan sponsorship | 0 / 10 |
| Rule applied | enacted/adopted = 100 |
How this is calculated
- Stage reached — up to 50. 50 × (stage − 1) ÷ 8, where the stages are 1 Introduced · 2 In committee · 3 Passed committee · 4 Passed its first chamber · 5 In committee in the second chamber · 6 Passed that committee · 7 Passed both chambers · 8 Sent to the Governor · 9 Enacted / adopted.
- Recency — up to 20. 20 if the last recorded action was within 14 days of the reference date, falling in a straight line to 0 at 90 days. The reference date is the earlier of the data date (Oct. 1, 2026) and the session's last scheduled day, so a finished session is scored as it stood when it ended.
- Committee progress — up to 10. 5 for each chamber in which a committee reported the bill favourably.
- Coauthors — up to 10. 1 per coauthor (max 7), plus 3 if its authors and coauthors include members of both chambers.
- Bipartisan sponsorship — 10. 10 if the authors and coauthors include at least one Republican and one Democrat.
Rules on top: an enacted bill (signed, law without signature, or veto overridden) or an adopted resolution scores 100. A vetoed bill without an override, or one whose last committee vote failed, has its score halved.
Disclaimer. The momentum score is an automated, rough indicator built only from the public record (stage, dates, authors and committee reports). It is not a prediction, does not measure merit or support, and can be wrong when an action is mis-recorded or an author is mis-matched. Coauthors are read from the action text (“Coauthored by …”). Always check the official record on oklegislature.gov.